• Excellent product to attract and keep key employees.
  • Can be a ‘no cost’ savings opportunity for the employee and employer.
  • Employee can direct the monies (own contributions and employer contributions), in part or all of it to a spousal RRSP.
  • Employees have web access to see their money at work
  • Minimal government or pension authorities to deal with.
  • Is a convenient and disciplined savings approach through payroll.
  • Can be wrapped with an Optional Tax Free Savings Account as well.
  • Offers both term deposits for guaranteed savings and Investment Mutual Funds.
  • Can be totally a voluntary plan or designed with employer/employee matching contributions.
  • Excellent on-line tools and calculators.

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